Despite your best efforts, workplace injuries can happen. The Employer's Liability Cover is designed to cover you for your legal liability towards employees.Employer's LiabilityThe Employer's Liability policy basically indemnifies an Employer against liability at law for damages in respect of bodily injury or disease sustained by an employee arising out of and in the course of his employment. In addition, the policy may be extended to cover the first two weeks of Temporary Total Disablement which are not under the National Pensions Scheme. The policy excludes liability of the Employer to pay compensation by virtue of any Workmen's Compensation Law. The policy also excludes payment of any sum that would be payable under the National Pensions Act.Public Liability Many business owners do not take time to understand Public Liability Insurance and could face paying exorbitant damages from their own pocket to third parties if they are not PROPERLY covered.
What does a Public Liability Insurance covers? It covers the legal liability of the insured towards third parties in respect of bodily injury and or damage to third party property.

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GFA insurance Ltd is the market leader for Professional Indemnity Cover. The Professional Indemnity policy is designed to cover Medical

practitioners, Accountants, Auditors, Dentists, Chemists, Legal Advisers, Architects, Quantity Surveyors, Engineers, Management Consultants, I.T Consultants and others for their legal liability towards clients.

The premium payable under the policy depends on your field of specialisation and the sum insured. The premium will also depend on your volume of work, number of clients and Turnover/Total Fees charged.

EIC covers a wide range of engineering related risks. It is a comprehensive Insurance that provides complete protection against risks associated with erection, resting and working of any machinery, plant and or equipment.

By its very nature, Engineering insurance is an all risks “accident” insurance for machinery supplementing the coverage afforded by fire insurance. Thus it covers unforeseen and sudden physical loss of or damage to the insured items, necessitating their repair or replacement.

Today electronic equipment and gadgets are an integral part of our daily lives. Electrical and Electronic equipments are fairly expensive commodities. Why not insure your precious belongings against a list of perils at a fraction of the original cost of the new equipment?

This new insurance policy covers most household electrical appliances against an unforeseen and sudden damage.

This is an insurance on an all risks basis covering sudden and unforeseen losses which physically affect the insured equipment.

It covers accidental loss, damage or destruction of the property insured by fire or any other cause, which is not specifically excluded. Normally each item insured is specifically identified and a sum insured is indicated.

Some common exclusions are loss or damage resulting from depreciation, wear and tear, mechanical and electrical breakdown, riot, civil commotion and acts of terrorism. The Electronic Equipment insurance is a specialised policy designed to cover most of the types of losses, which may happen..